The Term Down Payment Explained

The Term Down Payment Explained

There are a lot of rumors that fly around the term “down payment,” so much so that a lot of people don’t believe they can purchase a home without a sizeable chunk of money tucked away in their savings account. In reality you don’t have to have a 20% down...
The Term Dual Agency Explained

The Term Dual Agency Explained

There are two sides to everything: dark to light, morning to night, front to back. In real estate, there is buying and selling. With two parts of a transaction, that means there are two sides to be represented. Which brings us to Dual Agency.  Dual Agency occurs when...
The Term Easement Explained

The Term Easement Explained

All land must have access.  No property can be landlocked.  So what happens when the land around the landlocked property isn’t owned by the same person?  If there is no other way to access the landlocked parcel then the owner of the adjacent property must give...
The Term Duplex Explained

The Term Duplex Explained

Multi-family housing can come in many forms in the real estate industry. We are going to discuss one form in particular, the duplex. There are several reasons you may want to live in, or own one. A duplex essentially has one foundation with one structure but it has a...
7 Tips for Saying Goodbye to Sentimental Belongings

7 Tips for Saying Goodbye to Sentimental Belongings

When I work with clients who are downsizing to a smaller home, one of the hardest chores they face is letting go of sentimental belongings they no longer have room for. Souvenirs collected during travels, family heirlooms, and your children’s keepsakes can be quite...
The Term Encroachment Explained

The Term Encroachment Explained

Everyone likes their space, especially their personal space.  Personal space can be defined in many ways, today we are defining your personal space as it relates to your property. When you buy a house the lot that it is on has a legal description that defines exactly...
The Term Equity Explained

The Term Equity Explained

Equity.   E Q U I TY This is the word you want in your vocabulary when you’re looking for a home, when you own a home or when you’re selling a home. Equity is important because it shows the amount of the property that you actually own. A lot or a little, you...
The Term Flood Insurance Explained

The Term Flood Insurance Explained

Flood insurance, while no one wants it, can save you a lot of grief if you live in a flood plain.  So how do you know if you need Flood Insurance? Dave Ramsey’s article (https://www.daveramsey.com/blog/need-flood-insurance) offers a lot of great information regarding...
The Term Floodplain Explained

The Term Floodplain Explained

Perhaps the most unpredictable and one of the more devastating natural occurrences, water. Water makes up most of the earth, of our bodies, of our life. It is our most precious resource, but it has been known to be the source of major catastrophes.  Just because you...
The Dos and Don’ts of Buying Vacant Land

The Dos and Don’ts of Buying Vacant Land

Building a custom home is hard work that is rewarded when you move into the home of your dreams. The first step is finding the perfect lot to build on. Before you purchase a lot to build on, be aware of these dos and don’ts. Do work with an agent to find the land....