The Term Homeowners Insurance Explained

The Term Homeowners Insurance Explained

Insurance comes in many forms: automobile, renters, valuable property, boat, HOME. When you’re buying a house, one of the steps you must take before closing is providing proof of homeowners insurance. A piece of advice: follow what the commercials say and bundle! ...
5 Tips for Buying a Luxury Home

5 Tips for Buying a Luxury Home

Luxury homes are generally described as those in the top 10% of their market. Luxury homes are usually located in the most optimal areas in a market, are large in size, and built with high-end materials. Luxury homes often have unique design elements and amenities not...

The Term “Home Inspection” Explained

Don’t judge a book by it’s cover and don’t buy a house just because it looks good! One of the most important steps you will take after your offer has been accepted is having an inspection done. It is always wise to get a home inspection. You will need to hire a home...
8 Ways to Make Buyers Fall In Love With Your Home

8 Ways to Make Buyers Fall In Love With Your Home

We all want people to love our home as much as we do, but especially when you are trying to sell it! While it’s impossible to please every buyers’ taste, there are several easy things you can do to make your home more appealing without spending a lot of money. Try...
The Term “Lender” Explained

The Term “Lender” Explained

You’ve just made a big decision… You’ve spoken to your spouse, your friends, your family, or someone you trust.. You’re going to buy a house!  The very first step you need to take to start the process of buying a home is to speak to a Loan Officer. Now, Loan Officers,...
The Term “Lien” Explained

The Term “Lien” Explained

Everyone needs somebody to lean on, according to Bill Withers. Remember that old song, “Lean On Me”? But not everyone, actually, NO ONE, wants a “lien” placed on their property. According to Investopedia.com, a property lien is a claim or legal right...
The Term “Loan To Value Ratio” Explained

The Term “Loan To Value Ratio” Explained

What are some of the best parts about buying a home? I’d say; the house shopping, the day dreaming, the excitement for something new, and the opportunity to design a new & fun interior space for yourself. Yes, buying a house can be amazing, but to buy a house...
The Term “Market Value” Explained

The Term “Market Value” Explained

It’s not every day that you are willing to pay more than what something is worth. For instance: You go to the grocery store to buy some bubblegum. You know how much the bubblegum costs because you’ve bought it before and it’s always the same. If the store clerk were...
The Term “Mortgage Loan” Explained

The Term “Mortgage Loan” Explained

Unless you are one of the few that don’t need financial assistance when making a big purchase, you will likely need a loan. There are many types of loans. Loans for businesses to buy equipment and loans for businesses to buy new commercial property. There are consumer...